Recent Articles

Santa Clara offices of NVIDIA
Investing Articles

Could the stock market really crash by 57%?

A group of researchers has outlined a scenario in which AI causes a devastating stock market crash. James Beard explains…

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Rolls-Royce's Pearl 10X engine series
Investing Articles

Could the Rolls-Royce share price be on the turn?

The Rolls-Royce share price has suffered from the Middle East conflict and the war's impact on the world’s airlines. But…

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Hydrogen testing at DLR Cologne
Investing Articles

17% below their 52-week high, is now an opportunity to consider Rolls-Royce shares?

Rolls-Royce Holdings shares have fallen significantly since March. James Beard asks whether now could be a good time for latecomers…

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Investing Articles

2 analysts have changed their minds about this FTSE 100 founding member. But I don’t care!

Following recent results, this ever-present member of the FTSE 100 has been downgraded by two City brokers. But James Beard…

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Investing Articles

Analysts reckon the Lloyds share price should be 21% higher!

James Beard’s been looking at the latest Lloyds Banking Group share price forecasts. But is the bank’s stock really worth…

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Woman riding her old fashioned bicycle along the Beach Esplanade at Aberdeen, Scotland.
Investing Articles

State Pension of £12,548 not enough? Here’s how to aim to add another £31,352 to your retirement income

Experts reckon (and we all know) the State Pension isn’t enough to provide for a comfortable old age. But James…

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Investing Articles

How much would be needed in a SIPP to target the £30,251 State Pension paid in Iceland?

Iceland’s State Pension is £17,703 higher than the UK’s. But James Beard says there’s no need to move, a SIPP…

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ISA coins
Investing Articles

How much is needed in an ISA to target a £1,222 monthly passive income in retirement?

James Beard explains how an ISA and a successful long-term stock-picking strategy could produce an income matching the UK’s average…

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Investing Articles

Everything’s gone quiet at Helium One. What’s next for the penny stock?

After a run of news stories, it’s been an unusually quiet period for this particular penny stock. James Beard considers…

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Passive and Active: text from letters of the wooden alphabet on a green chalk board
Investing Articles

£19,214 in savings? Here’s how to aim to unlock £1,268 in passive income straight away

Even with savings below the UK average, James Beard reckons it’s possible to target a healthy passive income quicker than…

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ISA Individual Savings Account
Investing Articles

How much is needed in a Stocks and Shares ISA to aim for an income of £9,874 a year?

Figures suggest that the average Civil Service pension is around £10,000. James Beard explains how a Stocks and Shares ISA…

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A couple celebrating moving in to a new home
Investing Articles

Starting with £10,000, how could someone aim to earn an annual second income of £12,548 from UK shares?

UK shares pay some of the world's most generous dividends. James Beard explains how domestic stocks could produce a five-figure…

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Investing Articles

With a forward P/E of 5.5, is the ‘King of Trainers’ a bargain-basement value share to consider buying now?

This icon of the British high street has one of the lowest P/E ratios on the FTSE 100. But does…

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Investing Articles

What next for Lloyds shares after better-than-expected Q1 results?

Investors piled into Lloyds shares in 2025. But how has the bank started 2026? James Beard takes a closer look…

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Three generation family are playing football together in a field. There are two boys, their father and their grandfather.
Investing Articles

No pension at 40? Don’t panic! A SIPP could be the answer

For those in their 40s who have yet to start saving, James Beard reckons there’s still time for a SIPP…

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Stacks of coins
Investing Articles

Potentially 58% undervalued, is this a penny stock bargain?

One analyst reckons this penny stock is 58% undervalued. James Beard wonders whether now’s the time to consider bagging himself…

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Happy African American Man Hugging New Car In Auto Dealership
Investing Articles

How big would an ISA need to be to double the State Pension and target a £25,096 income?

A full State Pension for the 2026-2027 tax year is £241.30 a week. But James Beard reckons it’s possible to…

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Santa Clara offices of NVIDIA
Investing Articles

With a forward P/E of 24.4, this US phenomenon looks incredibly cheap to me!

Trading at less than 25 times earnings, James Beard reckons this is one of the cheapest stocks around. And it’s…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

How big would a Stocks and Shares ISA need to be to target a monthly income of £3,253?

The UK’s average salary is £3,253 a month. But how much of this would need to be put into a…

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Investing Articles

How to invest £500 in the FTSE 100 today

James Beard explains how investing £500 in this FTSE 100 stock at the start of 2025 would have made an…

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Landlady greets regular at real ale pub
Investing Articles

How much is needed in an ISA to target a £2,741 monthly passive income?

James Beard explains how an ISA and a successful long-term stock-picking strategy could generate passive income matching the UK’s average…

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Woman riding her old fashioned bicycle along the Beach Esplanade at Aberdeen, Scotland.
Investing Articles

Want to aim for £31,353 more than the State Pension? A SIPP could be the answer

The State Pension offers a safety net, but here’s why you could consider a Self-Invested Personal Pension (SIPP) for a…

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ISA Individual Savings Account
Investing Articles

With a 10-year return of over 750%, should I add this runaway success to my Stocks and Shares ISA?

I regret not adding this little-known member of the FTSE 100 to my Stocks and Shares ISA. But is now…

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ISA coins
Investing Articles

£300 a month and 5 high-yielding dividend shares could build a SIPP worth over £175,000!

James Beard explores how a modest regular investment -- and a handful of dividend shares -- could build a healthy…

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Close-up of a woman holding modern polymer ten, twenty and fifty pound notes.
Investing Articles

5 years ago, £5,000 bought 2,645 Barclays shares. But how many would it buy now?

Despite delivering an impressive return since April 2021, Barclays' shares have lagged the FTSE 100's other banks. James Beard considers…

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Side of boat fuelled by gas to liquids, advertising Shell GTL Fuel
Investing Articles

5 years ago, £5,000 bought 354 Shell shares. But how many would it buy now?

When it comes to Shell’s numbers, most of them are impressive. And it’s no different when looking at the recent…

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Artillery rocket system aimed to the sky and soldiers at sunset.
Investing Articles

BAE Systems shares are up 274% in 46 months. And I reckon there could be more to come

Our writer’s been learning about the state of Britain’s defence forces. And he thinks it could be good news for…

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Stack of British pound coins falling on list of share prices
Investing Articles

5 years ago, £5,000 bought 218 Greggs shares. How many would it buy now?

Greggs sells around 150m sausage rolls every year. But have those who bought the baker’s shares in April 2021 made…

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Hydrogen testing at DLR Cologne
Investing Articles

Up 1,119% in 65 months, is there anything left to say about Rolls-Royce shares?

Since the pandemic, Rolls-Royce shares have risen over 1,100%. What’s left to say? In fact, James Beard reckons there’s plenty…

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This way, That way, The other way - pointing in different directions
Market Movers

Standard Life’s announced a £2bn deal but its share price is largely unchanged. Why?

James Beard considers why the Standard Life share price didn’t take off today (15 April) after the group announced it…

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Young female hand showing five fingers.
Investing Articles

Could £20,000 invested in these 5 dividend shares produce £14,760 of passive income over the next 10 years?

James Beard considers the potential of dividend shares to deliver amazing levels of passive income. Here are five that have…

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Workers at Whiting refinery, US
Investing Articles

At 570p, is it too late to consider buying BP shares?

Since the end of February, when the conflict in the Middle East started, BP shares have soared nearly 20%. But…

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Aviva logo on glass meeting room door
Investing Articles

5 years ago, £5,000 bought 1,231 Aviva shares. But how many would it buy now?

Buying Aviva shares in April 2021 would have been a good decision. And the insurance, wealth, and retirement group’s dividends…

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Nottingham Giltbrook Exterior
Investing Articles

5 years ago, £5,000 bought 3,185 Marks & Spencer shares. But how many would it buy now?

According to a recent survey, Marks & Spencer is the UK’s best brand. Does this mean it’s time to consider…

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Portrait of elderly man wearing white denim shirt and glasses looking up with hand on chin. Thoughtful senior entrepreneur, studio shot against grey background.
Investing Articles

Is the 8.7% yield on this FTSE 250 stock too good to be true?

FTSE 250 stocks are often overlooked by income investors. Here’s one that’s currently (15 April) yielding over twice that of…

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Warhammer World gathering
Investing Articles

£20,000 invested in this FTSE 100 stock 10 years ago is now worth this astonishing amount…

This FTSE 100 stock's delivered an amazing return over the past 10 years. James Beard considers whether it’s worth holding…

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Burst your bubble thumbtack and balloon background
Investing Articles

This penny share is 463% undervalued according to 1 analyst!

An analyst has published a research note arguing that this penny share is massively undervalued. James Beard takes a closer…

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Young black colleagues high-fiving each other at work
Investing Articles

With the potential to double in 10 years, this could be a dividend stock to consider buying

With a yield of 7.2%, income investors might consider buying this stock. But reinvesting the dividends could deliver even more…

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Happy couple showing relief at news
Investing Articles

How much would someone need to invest in the stock market to target a £1,250 monthly second income?

Investing in the stock market can help deliver long-term wealth. But James Beard says it can also be a way…

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happy senior couple using a laptop in their living room to look at their financial budgets
Investing Articles

How much would someone need in an ISA to aim to treble the current State Pension?

Experts say the State Pension isn’t generous enough to provide a comfortable retirement. James Beard says the stock market could…

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