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Retirement Articles

We cover all the important topics to help you meet your retirement goals: The State Pension, SIPPs, ISAs, saving & planning for retirement.

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Recent Retirement Articles News

Mature black couple enjoying shopping together in UK high street
Investing Articles

Here’s how to target retiring as a millionaire on a £60k SIPP

| Zaven Boyrazian, CFA

A £60k SIPP might feel modest, but it could grow into £1m without adding another penny. Here's one strategy that…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

How much do you need in an ISA to match the £12,547 State Pension?

| Zaven Boyrazian, CFA

The State Pension pays just £12,547 a year. Here's how big an ISA needs to be to match it, and…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

How much should I invest in a SIPP to finish work and live off just dividend income?

| Royston Wild

I'm hoping to retire comfortably on my Self-Invested Personal Pension (SIPP). But how much do I need to put in…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

Here’s how a stock market crash could actually be great for your retirement planning!

| Christopher Ruane

Christopher Ruane explains why, rather than fearing a stock market crash, a long-term investor could use it to try and…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

How much do you need an ISA for a £31,352 second income?

| Royston Wild

Investing regularly in a Stocks and Shares ISA can generate a significant second income in retirement. Royston Wild explains how.

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Businessman with tablet, waiting at the train station platform
Investing Articles

Why bother with a SIPP now rather than wait 10 years?

| Christopher Ruane

Interested in a SIPP but putting it off to give yourself time to think? Christopher Ruane explains why that could…

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happy senior couple using a laptop in their living room to look at their financial budgets
Investing Articles

Plan to fund your retirement with just the State Pension? Good luck with that!

| Royston Wild

The UK's State Pension is ranked as one of the worst among the world's developed economies. Consider this alternative to…

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Portrait of a boy with the map of the world painted on his face.
Investing Articles

How to avoid these common mistakes when considering both a SIPP and ISA

| Mark Hartley

A SIPP and an ISA are two very different investment vehicles. Mark Hartley outlines the importance of developing a unique…

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Three generation family are playing football together in a field. There are two boys, their father and their grandfather.
Investing Articles

How to target a £1,183 monthly passive income in a SIPP for life!

| Royston Wild

Own a Self-Invested Personal Pension (SIPP)? Here's how you could maximise your chances of a comfortable retirement by buying dividend…

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Bearded man writing on notepad in front of computer
Investing Articles

How much do you need in a SIPP to target a £2,641 monthly passive income?

| Zaven Boyrazian, CFA

Looking for UK shares to buy in a SIPP for a decent retirement lifestyle? Zaven Boyrazian explores a stock that’s…

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Woman riding her old fashioned bicycle along the Beach Esplanade at Aberdeen, Scotland.
Investing Articles

The biggest reason to use a SIPP is…

| Christopher Ruane

A SIPP can offer an investor both pros and cons. But there's one big advantage this writer rates highly. Did…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

How much would an ISA need to bridge the gap between the State Pension and £38,584 a year?

| Andrew Mackie

Andrew Mackie asks: is the State Pension really enough — and what would it take to bridge the gap to…

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Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

Buying 107,724 shares in this FTSE 100 dividend stock could double the State Pension

| Royston Wild

Looking to supplement the State Pension? Consider this income-paying FTSE 100 share, whose forward dividend yield soars above 8%.

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Mature Caucasian woman sat at a table with coffee and laptop while making notes on paper
Investing Articles

No pension at 50? Here’s how to target a £500k retirement pot

| Zaven Boyrazian, CFA

Zaven Boyrazian explains how to target a sizeable pension pot even when starting from scratch at the age of 50.…

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ISA Individual Savings Account
Retirement Articles

How to invest £20k in a Stocks and Shares ISA to target lucrative passive income for life

| Mark Hartley

Mark Hartley outlines a strategy to use £20k a year in a Stocks and Shares ISA to aim for £4,000…

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A mature adult sitting by a fireplace in a living room at home. She is wearing a yellow cardigan and spectacles.
Investing Articles

How much is needed in an ISA to target a £766.60 weekly passive income?

| Mark Hartley

Mark Hartley details why monthly contributions combined with high-yield stocks can help achieve passive income equivalent to the median UK…

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A mature woman help a senior woman out of a car as she takes her to the shops.
Investing Articles

How much do you need in a SIPP to earn £12,547.60 in passive income a year?

| Zaven Boyrazian, CFA

Investing regularly in a SIPP can eventually provide a long-term passive retirement income, potentially even up to £45,430.32. Zaven Boyrazian…

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Dominos delivery man on skateboard holding pizza boxes
Investing Articles

Think you’re too young for a SIPP? Think again!

| Christopher Ruane

Is a SIPP something best left to later in working life? Not at all, according to this writer -- and…

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Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

How the UK State Pension measures up against other countries — and why it’s not enough

| Mark Hartley

Mark Hartley weighs the UK State Pension against other nations, revealing why it’s important for Britons to explore additional options.

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The words "what's your plan for retirement" written on chalkboard on pavement somewhere in London
Investing Articles

Here’s 1 way to pick buy-and-forget stocks for a lifetime SIPP

| Alan Oscroft

Volatile stock markets have shaken the confidence of SIPP and ISA investors in 2026. We need a low-stress way to…

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Senior woman potting plant in garden at home
Investing Articles

Here’s why SIPP investors love these 2 top UK dividend stocks

| Mark Hartley

Mark Hartley explains the enduring popularity behind two UK dividend shares that feature frequently in SIPPs. Is the market right…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

57,584 shares of this high-yield dividend stock pay income equal to the State Pension

| Zaven Boyrazian, CFA

Zaven Boyrazian calculates how many shares he needs to buy in this FTSE 100 financial stock to generate enough passive…

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A senior Hispanic couple kayaking
Investing Articles

Here’s how you could create a large ISA passive income and retire early

| Royston Wild

Fancy retiring years before the State Pension age? Who doesn't? Royston Wild explains how to target passive income in a…

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Close-up of children holding a planet at the beach
Investing Articles

Young investors are taking the stock market on a rollercoaster ride. Here’s how retirees can buckle up

| Mark Hartley

Mark Hartley reveals the volatile impact that younger investors are having on the stock market and how UK retirees can…

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Picturesque Cotswold village of Castle Combe, England
Investing Articles

ISA or SIPP? Some key differences to know

| Christopher Ruane

Ever wondered what some of the differences are between investing for retirement in a SIPP and in an ISA? Here…

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Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

The State Pension alone won’t fund my lifestyle. Here are my top 5 retirement income picks

| Mark Hartley

This Fool isn't relying on a State Pension alone for retirement, he's aiming to lock in a reliable passive income…

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Man hanging in the balance over a log at seaside in Scotland
Investing Articles

No savings at 40? Buying passive income shares could one day deliver a £3k monthly ISA income

| Royston Wild

Even those in middle age with no savings or investments can retire comfortably via passive income shares. Royston Wild explains…

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Middle-aged Caucasian woman deep in thought while looking out of the window
Investing Articles

How to try and double the State Pension with just £30 a week

| Zaven Boyrazian, CFA

By saving money each week and investing regularly, even someone without a lot of cash to spare can aim to…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

No savings at 40? Just £5 a day in an ISA could deliver a £16,000 second income

| Royston Wild

Forget about buying that daily coffee! Royston Wild reveals how you could build an ISA income for retirement with just…

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A graph made of neon tubes in a room
Investing Articles

Dividends up 36% in 3 years! No wonder BAE Systems is a popular SIPP stock

| Mark Hartley

Mark Hartley takes a closer look at the types of stocks that are popular in a SIPP, from mega-cap UK…

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UK money in a Jar on a background
Investing Articles

A SIPP seems to offer investors free money – is there a catch?

| Christopher Ruane

This writer doesn't believe in magic money trees, but does see the offer of tax relief within a SIPP as…

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The words "what's your plan for retirement" written on chalkboard on pavement somewhere in London
Investing Articles

How to kick off building a £300k pension pot starting at age 50

| Zaven Boyrazian, CFA

It’s never too late to start saving for retirement. Zaven Boyrazian explains a simple strategy for a 50-year-old to aim…

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Front view of a young couple walking down terraced Street in Whitley Bay in the north-east of England they are heading into the town centre and deciding which shops to go to they are also holding hands and carrying bags over their shoulders.
Investing Articles

Why building a million-pound SIPP gets easier after £100k

| Zaven Boyrazian, CFA

Aiming to grow a seven-figure SIPP? Once you’ve got the first £100k, things get a lot easier thanks to the…

Read more »

A senior Hispanic couple kayaking
Investing Articles

How much do you need in a Stocks & Shares ISA for a £1,000 monthly second income?

| Royston Wild

Royston Wild reveals how you could make a £1k a month income from a Stocks and Shares ISA -- and…

Read more »

Rear view image depicting a senior man in his 70s sitting on a bench leading down to the iconic Seven Sisters cliffs on the coastline of East Sussex, UK. The man is wearing casual clothing - blue denim jeans, a red checked shirt, navy blue gilet. The man is having a rest from hiking and his hiking pole is leaning up against the bench.
Investing Articles

This stock market correction could be a rare opportunity to supercharge a SIPP

| Mark Hartley

Mark Hartley explains why now could be a great time to consider one of his favourite picks when it comes…

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A rear view of a female in a bright yellow coat walking along the historic street known as The Shambles in York, UK which is a popular tourist destination in this Yorkshire city.
Investing Articles

Here’s how you could start your passive income journey this April!

| Royston Wild

Royston Wild breaks things down and shows how to turn a Self-Invested Personal Pension (SIPP) into a passive income machine…

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Senior woman potting plant in garden at home
Investing Articles

Thinking of stuffing a SIPP with high-yield shares? 3 things to consider

| Christopher Ruane

A SIPP filled with shares offering juicy dividends can seem tempting. Christopher Ruane explains some potential pros and cons of…

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Portrait of elderly man wearing white denim shirt and glasses looking up with hand on chin. Thoughtful senior entrepreneur, studio shot against grey background.
Investing Articles

SIPP vs ISA: in 5 years, investing £5,000 today could be worth…

| Zaven Boyrazian, CFA

Should you invest in a SIPP or an ISA before 5 April? Zaven Boyrazian breaks down which tax-efficient account might…

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Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

Is it worth investing in a SIPP in 2026?

| Ben McPoland

Ben McPoland highlights a high-quality FTSE 100 stock that he thinks is worth considering as part of a SIPP portfolio…

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A senior group of friends enjoying rowing on the River Derwent
Investing Articles

Here’s what a 10-share £100k SIPP portfolio could look like

| Christopher Ruane

Christopher Ruane explains some principles he think can help people when they consider how they could invest the money in…

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