Recent Articles

Two female adult friends walking through the city streets at Christmas. They are talking and smiling as they do some Christmas shopping.
Investing Articles

How much do you need in an ISA for a £1,000-a-month second income?

Andrew Mackie explores how a Stocks and Shares ISA and successful long-term stock picking could build a meaningful second income.

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Investing Articles

How to build a £20,000-a-year passive income from a Stocks and Shares ISA

Andrew Mackie looks at high-conviction stock ideas he believes could help investors build long-term wealth in a Stocks and Shares…

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Investing Articles

The best time to start a passive income ISA was yesterday – the second best is today

Andrew Mackie explores what investors are missing about building passive income in a Stocks and Shares ISA and why starting…

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Investing Articles

Are investors still using an outdated playbook to value Lloyds shares?

Andrew Mackie looks beyond the standard rate-sensitive narrative around Lloyds shares to question whether we're missing a more resilient earnings…

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Investing Articles

Legal & General shares: still seen as a dividend stock — but that may be outdated

Andrew Mackie looks past the high yield in Legal & General shares to question whether the market is missing its…

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Investing Articles

Are Aviva shares being held back by an overblown AI threat?

Andrew Mackie explores Aviva shares, self-driving car risks, and whether the market is underestimating long-term earnings and dividend strength.

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Investing Articles

BP shares: still treated as an oil bet — but that may be outdated

Andrew Mackie looks past today’s sharp fall in BP shares to question whether the market is still mispricing its earnings…

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A rear view of a female in a bright yellow coat walking along the historic street known as The Shambles in York, UK which is a popular tourist destination in this Yorkshire city.
Investing Articles

National Grid shares: a classic sleep-well stock for uncertain markets?

Andrew Mackie analyses National Grid shares and explains why he sees more than just income in a world driven by…

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Investing Articles

Why the stock market is shifting back to an earnings-driven regime

Andrew Mackie looks at the stock market shift back towards earnings and inflation sensitivity -- and what it means for…

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Investing Articles

FTSE 100 falls as HSBC shares drop 5% after earnings miss – investors weigh up rising risks

Andrew Mackie examines HSBC’s earnings miss and what it signals for FTSE 100 banks, credit risk, and the wider market…

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Investing Articles

How much would a Stocks and Shares ISA need to be to target £3,215 a month in passive income?

Andrew Mackie explores Stocks and Shares ISA strategies for income and growth, focusing on compounding, long-term investing, and building financial…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

How much would an ISA need to bridge the gap between the State Pension and £38,584 a year?

Andrew Mackie asks: is the State Pension really enough — and what would it take to bridge the gap to…

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Three generation family are playing football together in a field. There are two boys, their father and their grandfather.
Investing Articles

How big would an ISA need to be to target £38,584 a year in passive income?

Andrew Mackie looks at ISA passive income strategies and whether building a dividend portfolio could bring financial independence within reach.

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Investing Articles

How to target £1,000 a month in retirement with a SIPP — starting today

Andrew Mackie explains how a SIPP strategy built on contributions, time, and returns can turn a £300,000 target into a…

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Investing Articles

How much do I need in an ISA to cover a £137 monthly energy bill for life?

Andrew Mackie explores how ISA passive income strategies could help cover rising energy bills, and what kind of portfolio might…

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Investing Articles

Barclays shares just fell 3% after Q1 results. Is this a buying opportunity?

Barclays shares fall on results day. Andrew Mackie digs into Q1 numbers, buybacks, and whether investors should actually be buying…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

How much would an ISA need to double the State Pension and target £25,094 a year?

Most people rely on the State Pension for retirement — but what if you could build a second income that…

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Investing Articles

What a ‘forgotten’ £30,000 ISA could turn into by 2046 in passive income

A large lump sum left sitting in a Cash ISA could miss out on a powerful passive income stream —…

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Investing Articles

Trying to make a million from FTSE 100 shares? Here’s where to start today

FTSE 100 investor Andrew Mackie highlights how the best UK shares are often those that use weak markets to quietly…

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Two female adult friends walking through the city streets at Christmas. They are talking and smiling as they do some Christmas shopping.
Investing Articles

No savings at 45? Here’s how investors could still build a £17,360 second income

It’s never too late to start investing, and with compounding working over time, Andrew Mackie shows how investors could still…

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Investing Articles

Here’s how a £10k ISA could generate £1,845 in monthly passive income

Have £10,000 ready to invest? Andrew Mackie explains how it could help build a passive income stream worth over £1,800…

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Two female adult friends walking through the city streets at Christmas. They are talking and smiling as they do some Christmas shopping.
Investing Articles

£7,500 invested in Aviva shares 5 years ago is now worth…

A lump sum pumped into Aviva shares half a decade ago has grown a lot. Andrew Mackie looks at the…

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Investing Articles

£5,000 invested in National Grid shares 5 years ago is now worth…

Andrew Mackie takes a closer look at National Grid shares and why short-term market weakness could be missing a powerful…

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Investing Articles

As the FTSE 100 dips again, here’s what I think smart investors do next

FTSE 100 swings are creating short-term noise — but Andrew Mackie argues this may be where long-term opportunities are quietly…

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Investing Articles

Passive income: what most investors get wrong

Passive income looks easy — but most investors miss the point. Andrew Mackie explains what really drives sustainable long-term income.

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Investing Articles

This simple Stocks and Shares ISA move could be worth thousands over time

With the new Stocks and Shares ISA season underway, Andrew Mackie reveals the one key investing principle too many investors…

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piggy bank, searching with binoculars
Investing Articles

Fresnillo share price rebounds as a FTSE 100 top mover after a 30% sell-off — what’s next?

The Fresnillo share price has surged today — Andrew Mackie asks whether this FTSE 100 mover is signalling a turning…

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Investing Articles

Has the BP share price rally just run out of steam?

Andrew Mackie looks beyond today’s BP share price fall to explain why cash flow and the oil cycle still support…

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Investing Articles

How to aim for a £10,000-a-year passive income from a Stocks and Shares ISA

With the new Stocks and Shares ISA tax year underway, Andrew Mackie is focusing on high-quality dividend stocks to help…

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Smiling white woman holding iPhone with Airpods in ear
Investing Articles

Turning a £20k ISA into a £2,400-a-year second income

Andrew Mackie outlines one of his core investing principles: building a second income through high-quality, sustainable dividend stocks.

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Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

Last chance ISA: I’d aim to turn £20K into £2,000 a year in passive income

Andrew Mackie shows how an ISA strategy built on time, compounding, and quality stocks can turn a £20,000 allowance into…

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Man thinking about artificial intelligence investing algorithms
Investing Articles

National Grid shares and the hidden AI electricity boom investors are missing

Andrew Mackie looks beyond recent weakness in National Grid shares to reveal a hidden growth story based on electrification and…

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Close-up of children holding a planet at the beach
Investing Articles

The stock market is changing fundamentally — and most investors haven’t noticed

Andrew Mackie argues the FTSE 100 is being misread — beneath the volatility, investors are rotating into cash-generating businesses, not…

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Investing Articles

FTSE 100 shares: the ‘old economy’ trade the market may be misreading

Andrew Mackie argues recent FTSE 100 volatility is masking a deeper shift, as investors rotate into cash-generative 'old economy' winners.

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Thoughtful man using his phone while riding on a train and looking through the window
Investing Articles

Aviva shares are still up strongly — so why has the yield jumped back above 6%?

Andrew Mackie looks beyond the cyclical noise in Aviva shares to show a capital-light transformation and re-rating story the market…

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A rear view of a female in a bright yellow coat walking along the historic street known as The Shambles in York, UK which is a popular tourist destination in this Yorkshire city.
Investing Articles

Diageo shares are down 28% — but is the market overcorrecting a cyclical slowdown?

Andrew Mackie looks beyond the cyclical slowdown in Diageo shares to reveal a misread growth story driven by portfolio shift…

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Investing Articles

£5,000 invested in BP shares a year ago is now worth…

Andrew Mackie looks beyond the oil price surge to show why BP's cash flow and strategy shift matter more for…

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Three generation family are playing football together in a field. There are two boys, their father and their grandfather.
Investing Articles

State Pension worries? I’m building passive income in this volatile market

With State Pension worries growing, Andrew Mackie is building his own passive income streams — using volatile markets to create…

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Investing Articles

Use it or lose it: why I’m filling my Stocks and Shares ISA before the 5 April funding deadline

With the Stocks and Shares ISA deadline looming, I’m locking in high yield, reinvesting tax-free dividends, and letting compounding build…

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Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

Don’t wait for a crash: this FTSE 100 dip already offers passive income gold

With markets volatile, Andrew Mackie seeks resilient stocks to grow passive income and build long-term wealth — making the most…

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