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Andrew Mackie

Andrew started out on his journey as a private investor in late 2019, just months before the Covid crash. He has expertise across several different industries, including: banking, energy, materials, consumer goods, precious metals and technology. Andrew is a value investor who primarily looks for opportunities in industries and businesses that have been shunned by the Market. He applies a thematic approach to investing and does not invest in fads. His minimum holding period for any stock is five years. Andrew’s vast work experience across banking, insurance, energy, renewables, communications and public sector enables him to bring a unique perspective and insight into his investment analysis. Education: Degrees in law and management

Recent Articles

Rear view image depicting a senior man in his 70s sitting on a bench leading down to the iconic Seven Sisters cliffs on the coastline of East Sussex, UK. The man is wearing casual clothing - blue denim jeans, a red checked shirt, navy blue gilet. The man is having a rest from hiking and his hiking pole is leaning up against the bench.
Investing Articles

State Pension fears are rising — here’s how I’d use a SIPP to build £1,000 a month in retirement income

| Andrew Mackie

With State Pension worries rising, Andrew Mackie is using a SIPP to build tax-efficient retirement income, reinvesting through volatile markets…

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Investing Articles

Stocks & Shares ISA deadline looms: could this market wobble unlock a rare chance to buy cheap FTSE shares?

| Andrew Mackie

As recession fears grip the market, Andrew Mackie is turning his attention to dividend-paying FTSE 100 stocks for his Stocks…

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Tŵr Mawr lighthouse (meaning "great tower" in Welsh), on Ynys Llanddwyn on Anglesey, Wales, marks the western entrance to the Menai Strait.
Investing Articles

Could this market wobble be a once-in-a-decade chance to supercharge a SIPP?

| Andrew Mackie

With markets under pressure, Andrew Mackie is targeting dividend stocks to grow his SIPP through long-term compounding.

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Rear view image depicting a senior man in his 70s sitting on a bench leading down to the iconic Seven Sisters cliffs on the coastline of East Sussex, UK. The man is wearing casual clothing - blue denim jeans, a red checked shirt, navy blue gilet. The man is having a rest from hiking and his hiking pole is leaning up against the bench.
Investing Articles

FTSE 100 wobble: a rare chance to boost passive income?

| Andrew Mackie

With markets in turmoil, Andrew Mackie is focused on identifying stocks that could help build steady passive income for the…

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piggy bank, searching with binoculars
Investing Articles

This FTSE 100 stock soared 900% — but after a 25% crash, is the rally over?

| Andrew Mackie

After blowing away the FTSE 100 in 2025, this miner has hit turbulence in 2026 — Andrew Mackie investigates what’s…

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Investing Articles

FTSE 100 drops sharply — are serious bargains emerging in UK stocks?

| Andrew Mackie

Andrew Mackie looks at the FTSE 100 and explores how sharp falls, market volatility, and structural opportunities are reshaping the…

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Investing Articles

Oil hits $100 — could the BP share price surge next?

| Andrew Mackie

Andrew Mackie looks at the BP share price and sees how cash flow, upstream growth, and soaring oil prices are…

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A mature woman help a senior woman out of a car as she takes her to the shops.
Investing Articles

How big does your ISA need to be to earn £1,000 a month in passive income?

| Andrew Mackie

Andrew Mackie explains how a long-term ISA strategy can help investors build a chunky £12,000 passive income in less than…

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Man hanging in the balance over a log at seaside in Scotland
Investing Articles

FTSE 250 underdog with 7% dividend yield: could this turnaround play deliver big?

| Andrew Mackie

Andrew Mackie spotlights a lesser-known FTSE 250 stock with a 7% dividend and potential long-term growth, highlighting early signs of…

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Investing Articles

FTSE 100’s Fresnillo shares pull back despite record blowout results — opportunity or mirage?

| Andrew Mackie

Andrew Mackie says the Fresnillo share price could keep climbing as record results, ultra-low costs, and soaring silver and gold…

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Investing Articles

The BP share price is back above 500p — but is there more to come?

| Andrew Mackie

Andrew Mackie looks at the BP share price and sees strong cash flow, upstream growth, and rising oil prices changing…

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Investing Articles

The shocking ISA balance needed for £2,000 a month passive income in 2050

| Andrew Mackie

Andrew Mackie demonstrates how disciplined, long-term investing can help an ISA grow to generate a passive income of £2,000 a…

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Silhouette of a bull standing on top of a landscape with the sun setting behind it
Investing Articles

Surging Glencore shares jump 145% in 10 months – but could this red-hot rally just be starting?

| Andrew Mackie

As Glencore shares climb on a return to profit, Andrew Mackie argues that investors may still be underestimating how the…

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Man hanging in the balance over a log at seaside in Scotland
Investing Articles

BP share price falls as buybacks are suspended — but is the market focusing on the wrong story?

| Andrew Mackie

After another disappointing set of results, Andrew Mackie examines the prospects for the BP share price, its strategy reset, and…

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Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

How much passive income could a £500,000 ISA really deliver?

| Andrew Mackie

I’ve crunched the numbers on what a £500,000 ISA could pay you each year — and why hitting that milestone…

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piggy bank, searching with binoculars
Investing Articles

How much income would an ISA need to match the State Pension?

| Andrew Mackie

Ever wondered what size an ISA portfolio is required to add up to as much as the State Pension? This…

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A rear view of a female in a bright yellow coat walking along the historic street known as The Shambles in York, UK which is a popular tourist destination in this Yorkshire city.
Investing Articles

Diageo shares have fallen a long way — is the pain over?

| Andrew Mackie

My take on Diageo shares: after years of weakness, I see much of the pain as cyclical, creating an opportunity…

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Investing Articles

£15,000 yearly passive income: how big an ISA do you need?

| Andrew Mackie

£15,000 a year in passive income sounds impressive, but how big does an ISA need to be to support it…

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Man hanging in the balance over a log at seaside in Scotland
Investing Articles

This FTSE 100 stock is riding the gold and silver surge

| Andrew Mackie

The FTSE 100’s top performer Fresnillo is powered by gold and silver. Here’s why the rally may have more room…

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Rear view image depicting a senior man in his 70s sitting on a bench leading down to the iconic Seven Sisters cliffs on the coastline of East Sussex, UK. The man is wearing casual clothing - blue denim jeans, a red checked shirt, navy blue gilet. The man is having a rest from hiking and his hiking pole is leaning up against the bench.
Investing Articles

£5,000 in Aviva shares could unlock this much passive income…

| Andrew Mackie

Income investors love passive income – but what could a 25-year investment in FTSE 100 dividend star Aviva actually produce?

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Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

How much would I need invested in an ISA to earn £2,317 a month in passive income?

| Andrew Mackie

I ran the numbers to see what it takes in an ISA to earn £2,317 a month, showing how disciplined…

Read more »

Rear view image depicting a senior man in his 70s sitting on a bench leading down to the iconic Seven Sisters cliffs on the coastline of East Sussex, UK. The man is wearing casual clothing - blue denim jeans, a red checked shirt, navy blue gilet. The man is having a rest from hiking and his hiking pole is leaning up against the bench.
Investing Articles

Why a £250K ISA won’t replace your salary – but could still transform your retirement

| Andrew Mackie

What could a £250,000 ISA really do for you? It won’t retire you overnight, but it could reshape your income,…

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Friends at the bay near the village of Diabaig on the side of Loch Torridon in Wester Ross, Scotland. They are taking a break from their bike ride to relax and chat. They are laughing together.
Investing Articles

Could a £250K ISA replace your salary? The numbers are revealing

| Andrew Mackie

Is a £250,000 Stocks and Shares ISA enough? This writer crunches the numbers and reveals why balancing growth and income…

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Close-up of children holding a planet at the beach
Investing Articles

Glencore share price jumps 8% on Rio Tinto merger talks – copper is the real story

| Andrew Mackie

The Glencore share price is up on Rio Tinto talks headlines. Here’s what investors should know about copper, coal exposure,…

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Thoughtful man using his phone while riding on a train and looking through the window
Investing Articles

ABF share price plunges 11% after profit warning – could this be a rare buying opportunity?

| Andrew Mackie

Christmas trading disappoints at ABF, sending its share price down 11% – could this signal a tougher start to 2026…

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Night Takeoff Of The American Space Shuttle
Investing Articles

Could $100 silver push FTSE 100 miner Fresnillo even higher?

| Andrew Mackie

Silver’s surge has sent FTSE 100 miner Fresnillo soaring. Here’s what $80 today – and a possible $100 scenario –…

Read more »

Rear view image depicting a senior man in his 70s sitting on a bench leading down to the iconic Seven Sisters cliffs on the coastline of East Sussex, UK. The man is wearing casual clothing - blue denim jeans, a red checked shirt, navy blue gilet. The man is having a rest from hiking and his hiking pole is leaning up against the bench.
Investing Articles

£250K ISA: how much second income could you get monthly?

| Andrew Mackie

A £250K ISA can deliver a steady second income – see how contributions and reinvested dividends today can help support…

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Investing Articles

The FTSE 100 has hit 10,000 – are there any bargains left for investors?

| Andrew Mackie

With the FTSE 100 at 10,000 (albeit briefly), Andrew Mackie still sees bargains worth considering, with some stocks surprisingly cheap…

Read more »

Rear view image depicting a senior man in his 70s sitting on a bench leading down to the iconic Seven Sisters cliffs on the coastline of East Sussex, UK. The man is wearing casual clothing - blue denim jeans, a red checked shirt, navy blue gilet. The man is having a rest from hiking and his hiking pole is leaning up against the bench.
Investing Articles

How long would it take for an ISA to pay you £1,000 a month in passive income for life?

| Andrew Mackie

This writer shares how a Stocks and Shares ISA can deliver meaningful passive income over time, using steady contributions and…

Read more »

Investing Articles

How much would I need in an ISA to earn a £1,667 monthly second income?

| Andrew Mackie

Andrew Mackie crunches the numbers on a £20,000-a-year second income ISA – and finds it’s far more achievable than most…

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Investing Articles

This FTSE 100 stock supercharged my SIPP in 2025. Can it repeat the trick in 2026?

| Andrew Mackie

A FTSE 100 stock has lifted my SIPP this year, showing how long-term thinking, volatility, and optionality can shape retirement…

Read more »

Tŵr Mawr lighthouse (meaning "great tower" in Welsh), on Ynys Llanddwyn on Anglesey, Wales, marks the western entrance to the Menai Strait.
Investing Articles

How much would I need in an ISA to earn £20,000 a year in passive income?

| Andrew Mackie

This writer explores how an ISA could generate £20,000 annually in passive income – and what a simple chart reveals…

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Investing Articles

£5,000 invested in BP shares could generate this much dividend income in 2026…

| Andrew Mackie

Andrew Mackie weighs up whether BP shares’ attractive dividend yield is reason enough for him to keep holding the stock…

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Friends at the bay near the village of Diabaig on the side of Loch Torridon in Wester Ross, Scotland. They are taking a break from their bike ride to relax and chat. They are laughing together.
Investing Articles

I asked ChatGPT how to build £1,000 a month in passive income using an ISA – here’s what it suggested

| Andrew Mackie

I asked ChatGPT how to grow passive income in an ISA – then ran the numbers myself to see what…

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A senior man using hiking poles, on a hike on a coastal path along the coastline of Cornwall. He is looking away from the camera at the view.
Investing Articles

£10,000 in Legal & General shares at the start of 2025 is now worth…

| Andrew Mackie

Legal & General shares remain a retail favourite with a near double-digit dividend yield! But can they keep delivering passive…

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Investing Articles

How much would I need invested in an ISA to earn £2,417 a month in passive income?

| Andrew Mackie

This writer runs the numbers to see what it takes in an ISA to reach £2,417 a month in passive…

Read more »

Tŵr Mawr lighthouse (meaning "great tower" in Welsh), on Ynys Llanddwyn on Anglesey, Wales, marks the western entrance to the Menai Strait.
Investing Articles

How I generated a 66.6% return in my SIPP in 2025 (and my strategy for 2026!)

| Andrew Mackie

By focusing on undervalued, high-potential stocks, this writer achieved market-beating SIPP returns in 2025 – here’s how he aims to…

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Investing Articles

Nvidia stock is up 30% in 2025 – can it repeat the rally in 2026?

| Andrew Mackie

As the poster child of the AI revolution, Nvidia gets a closer look from Andrew Mackie -- can the stock…

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Investing Articles

How much do you need in a Stocks and Shares ISA to target £1,500 a month in passive income?

| Andrew Mackie

This writer shares how he’s working to turn his Stocks and Shares ISA into a source of passive income, harnessing…

Read more »

A rear view of a female in a bright yellow coat walking along the historic street known as The Shambles in York, UK which is a popular tourist destination in this Yorkshire city.
Investing Articles

£5,000 invested in Glencore shares in January 2025 is now worth…

| Andrew Mackie

I’m building my 2026 ISA and Glencore shares keep pulling me back. One chart shows why the miner’s earnings mix…

Read more »